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Multple 'classic' car insurance...

babulio
Snr Member
Posts: 811
Joined: Thu Dec 02, 2010 7:43 pm
Location: Babulia

Re: Multple 'classic' car insurance...

Postby babulio » Mon Oct 12, 2015 5:29 pm

xj12-rob wrote:call Peter D James and speak to Julie Taylor.

http://www.peterjamesinsurance.co.uk/



*** this ***
1995 Suzuki Baleno 1.6 GLX

FindTheRiver
Posts: 543
Joined: Wed Sep 03, 2014 11:15 am

Re: Multple 'classic' car insurance...

Postby FindTheRiver » Mon Oct 12, 2015 6:08 pm

babulio wrote:
xj12-rob wrote:call Peter D James and speak to Julie Taylor.

http://www.peterjamesinsurance.co.uk/



*** this ***

What happened? Did you get a good deal? My renewal with Footman James is up in November...
1990 Jaguar XJR
1993 Daimler Six
1993 Daimler Double Six
1993 Jaguar XJR
1996 Jaguar XJR
2004 Jaguar XJR
2008 Jaguar XJ6 Sovereign 3.0
2019 Jaguar F-Type "Chequered Flag"

babulio
Snr Member
Posts: 811
Joined: Thu Dec 02, 2010 7:43 pm
Location: Babulia

Re: Multple 'classic' car insurance...

Postby babulio » Mon Oct 12, 2015 9:27 pm

Adrian Flux: nothing doing!

Footman James: 3 cars, SDP and commuting - 7000 miles limit (total between the 3) ~ approx £300 with £50 excess on each vehicle - UK & European breakdown cover is £55 extra.

Peter James: as above - Unlimited mileage, approx £210 with £100 excess on each vehicle - UK & European breakdown cover INCLUDED.

Discount for JEC membership is greater than JEC membership fee - so that will knock a few more quid off if I join up.

Cars kept on driveway.
I am a named driver on my gf's Mazda / Toyota whatever (a more "modern" vehicle) insurance.
No agreed values.
Newest car is 1992.

This is way less than I am now paying to insure ONE car with limited mileage with my current insurers who like very much making daft mistakes on my documents.
The Daimler's reg number was a digit out in the tiny print on my certificate for a whole year. They also left off 'commuting' from the Sovereign's policy last year.
I rather suspect this is in order to invalidate any claim I might make.
This year's renewal notice states they have just changed their computer system so my details may or may not be correct - thanks for that...
I gather these comedians must remain nameless?
La<<COUGH!>>er / Su<<COUGH!>>rm...
1995 Suzuki Baleno 1.6 GLX

FindTheRiver
Posts: 543
Joined: Wed Sep 03, 2014 11:15 am

Re: Multple 'classic' car insurance...

Postby FindTheRiver » Tue Oct 13, 2015 8:28 am

Interesting. I'll give them a call and have a chat when the renewal is up. Always found Footman James to be pretty good in fairness - I added two cars on the same day but with two separate phone calls several hours apart, and without me prompting they offered to waive the admin fee for the second car. Considering the additional cost of the policy was 59p (I kid you not) I thought that was pretty decent!
1990 Jaguar XJR
1993 Daimler Six
1993 Daimler Double Six
1993 Jaguar XJR
1996 Jaguar XJR
2004 Jaguar XJR
2008 Jaguar XJ6 Sovereign 3.0
2019 Jaguar F-Type "Chequered Flag"

babulio
Snr Member
Posts: 811
Joined: Thu Dec 02, 2010 7:43 pm
Location: Babulia

Re: Multple 'classic' car insurance...

Postby babulio » Tue Oct 13, 2015 9:41 am

Footman James came pretty close - but sadly no cigar.

Adrian Flux confusingly asserted that no such policy would be obtainable anywhere...

I think that the age of the cars is more important with these policies - they need to be a bit older than most 'classic' policies.
My old bangers made it through - but later cars may not.
1995 Suzuki Baleno 1.6 GLX

naki_k
Super Moderator
Posts: 28514
Joined: Sun Feb 21, 2010 9:25 pm
Location: Kirton, nr Boston, Lincolnshire

Re: Multple 'classic' car insurance...

Postby naki_k » Tue Oct 13, 2015 11:43 am

i think this proofs how wildly different each of these specialist classic insurers can be.
its also likely that just because one works for someone, doesn't mean that it will be favoruable for everyone else, as everyones circumstances are different.

Peter D James seem to have a good reputation, but for example they were no good to me, as they wouldnt do anything with a "modification" :? which is rather unfortunate (for them/ their loss).

they are have their own little rules, so its a matter of trawling round to see what works for you.
88 3.6 XJ6 PDH/CEM
90 Range Rover Vogue SE 3.9 V8 LPG
91 4.0 XJ6 Manual
92 4.0 XJR Manual
92 4.0 XJR
93 3.2s - 4.0 Manual conv
93 4.0 Sovereign
93 6.0 XJ81 DD6 x2
93 6.0 XJ81 XJ12
94 4.0 XJR
94 4.0 Daimler
96 4.0 X306 XJR
96 4.0 X300 D6
97 4.0 X300 Sport Manual
2000 LR Discovery ES TD5 A
Breaking 40/ 300

babulio
Snr Member
Posts: 811
Joined: Thu Dec 02, 2010 7:43 pm
Location: Babulia

Re: Multple 'classic' car insurance...

Postby babulio » Tue Oct 13, 2015 12:45 pm

naki_k wrote:...they wouldnt do anything with a "modification"


What actually constitutes a modification?

(What if) my Sovereign has an X300 diff. Is that a modification?
1995 Suzuki Baleno 1.6 GLX

FindTheRiver
Posts: 543
Joined: Wed Sep 03, 2014 11:15 am

Re: Multple 'classic' car insurance...

Postby FindTheRiver » Tue Oct 13, 2015 2:51 pm

babulio wrote:
naki_k wrote:...they wouldnt do anything with a "modification"


What actually constitutes a modification?

(What if) my Sovereign has an X300 diff. Is that a modification?

If it wasn't fitted by the manufacturer when new then yes!

Optional extras that were fitted from new generally should be declared as well, but clearly as cars get older being certain as to exactly what was standard (say a sunroof or air con) gets harder, so I think this is less critical.
1990 Jaguar XJR
1993 Daimler Six
1993 Daimler Double Six
1993 Jaguar XJR
1996 Jaguar XJR
2004 Jaguar XJR
2008 Jaguar XJ6 Sovereign 3.0
2019 Jaguar F-Type "Chequered Flag"

Elsa_jag
Posts: 1210
Joined: Wed Dec 30, 2009 10:12 pm
Location: Hunnington, West Midlands

Re: Multple 'classic' car insurance...

Postby Elsa_jag » Tue Oct 13, 2015 8:32 pm

I also use Peter James, local offices are additional benefit for me, but,

My 94 S and an 82 vw camper LHD westfalia both unlimited mileage, agreed values £6k and £8k respectively, £250 per year, £100 excess. That's with three named drivers too!
Regards, Carl

ImageImage
Elsa_1994 3.2 s/ 61000 miles/ VIN 698892
http://xj40.com/viewtopic.php?f=33&t=1195

h18spk
Scotland Rep
Posts: 1870
Joined: Wed Dec 10, 2014 10:55 pm
Contact:

Re: Multple 'classic' car insurance...

Postby h18spk » Sat Feb 20, 2016 11:50 pm

Has anyone bought insurance since these?

The insurance on FVC has just ended, and Lancaster advised me that my car wasn't of interest to them to renew unless I paid triple the price, which is more than what I paid for the car, so they were swiftly told to jog on!!!!

I tried Adrian Flux last year and they were not competitive.

So, does anyone have any up to date tips? Is Peter James still people's favourite?

I need to insure FVC which is a 94 M, the DD6 which is a 93 L (no, still not got it before you ask....... :shock: ), the Series 3 which is an 87 D, and ideally the X-Type however that will probably be too new being an 02 02, so am not really bothered.
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1994 Jaguar XJ6 4.0S
1994 Jaguar Sovereign 4.0 Majestic (ex-Leicester mayoral car)